Showing posts with label Goals. Show all posts
Showing posts with label Goals. Show all posts

Friday, December 28, 2007

Looking Back and Looking Forward

With Christmas past us for another year, it is that time for me when I think about the last year and try to set some goals for the coming. This year I seem to be more contemplative than before. Our finances have been really wearing on me the last six months and more than ever I feel compelled to become very intense about it in the coming year. But, I am also very content with homeschooling and our progress since this time last year.

Looking Back

Last year at this time I was really in a funk. Coming off of Robbie's birth and all the upheaval we had following it, I was not prepared for Christmas and a New Year. I was still concerned about Robbie and wondered what, if any, lingering problems there might be with him. I am thankful to say that except for the trip to the ER in November, we have been blessed with a very healthy and active boy.
That is dirt on his forehead, he lost his jacket while playing and his shoes are untied....

Homeschooling wasn't going extremely well - to say the least. Mary was driving me up the wall and we were constantly (it seemed) having 'battles of the wills'. I can honestly say to you now, I was having long conversations with those closes to me about the logistics of enrolling Mary following the Christmas break. And, if it wasn't for the preplanned trip with her Grandfather in February it may very well had happened. I'm glad it didn't. Instead we took the Spring to relax and have some fun. I spent time researching other methods, other people's ideas. I watched the children and started to put together some ideas in my own head about what might work for us.
In the end this year we a much more relaxed and incorporating some of Charlotte Mason's ideas and the reading list from Ambleside Online. It seems to be the right mix of structure and freedom for the children. And, they really are progressing.

Financially, considering I have tried to be really focused on it since 2005 has had a lot of up and downs this year. We started off the year with a burden of medical bills and expenses that really could have been debilitating if it had not been for insurance. Honestly, we really kicked some butt for the first half of the year. Got the medical bills paid, paid off one credit card, had an emergency fund in savings, and even managed to put money aside for our first family vacation ever. I had a rein on the expenses, even the ever-rising grocery bill. Then June/July hit... the AC went on the blink and DH didn't have time to mess with it, so paid for that to be fixed. I went on some sort of grocery hoarding bonanza and the ever rising gas prices played havoc with our budget. DH's work cut overtime and we lost a substantial amount of income each month. And, well, the last half of the year has been mainly trying to stay out of the red each month. Thankfully we are better off than this time last year in that we owe less than we did - but our monthly budget is tight and most likely going to get tighter before it gets better.

Food has been a big goal of mine this year. I really wanted to eat local and grow a bit of my own food. The drought did not help this goal of mine. I did manage to get to the farmer's markets and a few 'pick-your-own' places this summer and we ate a fair amount of fresh foods. My garden was a disaster. It was more the high heat and dry air that succeeded in literally burning the plants. I had wanted to add in some services like buying local meats, but the upfront cost was just out of our budget for the time being. But, making Robbie's baby food and having to really read labels made me focused on what we do eat. Out of making his own food came the desire to do more and more scratch cooking for us. I have reduced the family's High-fructose corn syrup intake substantially. Mary enjoys helping out in the kitchen and I love the time it takes to prepare meals. Our food isn't mainly 'local' but it is a lot less processed.

Looking Forward

Homeschooling
I don't know what the future holds in the way of homeschooling. We always take it year by year, and I keep telling DH "next year, next year", but I am really loving it. And, it feels like we have finally found our groove. I hate the idea of entering the system, of having to adjust my life to their schedule, deal with the way they teach and so forth.

I am happy with the style we have developed and it seems to be working for us right now. I am continuing to read more about Right-Brain Learners as it appears I have more than one. I see big leaps this coming year for all the children, educationally-wise.

I want to spend more time on nature walks and doing things outside this coming year. My big project goal for us is to designed and implement some backyard upgrades so that we can become an 'official' backyard habitat. I'm assigning some of the research and design to Mary for this one. I also need to carve out more one-on-one time each day with all of them.

Financially
This seems to be the one weighing most heavily on my mind at this time. Because, it feels like the one I have gained the least with. I also feel as though the overall general economy isn't getting any better and we are so close to the cusp now that we need to have better control before we wind up over the edge.

I have put together yet another budget that I hope is one that we can stick to better. Today was payday, so it seemed like a good time to get it started. This paycheck also seemed like an 'extra' one with the way they have fallen over the last two months. I am starting out the new year with money in the savings account.

My food hoarding has got to come to an end. I did a pantry/freezer inventory that I won't even share because it is sooo very much. We have at least a six-week supply of food, minus perishables. So, this month, I have put a moratorium on grocery shopping. We are eating what we have in the house. And, I guarantee that we will be eating good. The grocery money is going to be banked. I want the EF up to $2000 this time.

At the end of this time I'll be ready to put the Master Monthly Grocery List to use. I made this up based on what we generally buy and based on the fact that I am making more and more of our foods from scratch. This should cut our running into the grocery store constantly to an end. I figured we can get the monthly average down to between $300 and $400 dollars.

Food
I am still committed to finding more and more local sources of food as we are financially capable of. Hopefully, we will come out of this drought and local produce will be more available. I still want to grow more of our own food and will try another garden. In fact, I actually have lettuce growing out there now. I have found local milk for sale in the grocery store, and if we can get the grocery budget down enough I should have the extra dollar or so per gallon to buy it. We have tried it and it is really good.

The way I'm trying to help out financially is by making more of our own food. Finding the rawest forms of the food I can and using that. I am going to try to bake bread twice a week (Wednesday and Saturday). Pizzas on Sunday will be homemade. Soups and stews during the cold months are going to be our stand-by. The crockpot, I am foreseeing, is going to get quite a workout.

Each month I want to try making something that we normally buy. This month it is going to be ketchup. This is mainly to cut out yet another source of HFCS.

Other Areas
With homeschooling and finances (I hope) falling into place, I want to take some time to work on my 'education'. I am enjoying crocheting and would really like to teach myself more so that I can try some more difficult pieces. I also have a sewing machine that I keep meaning to use more. My sewing skills are almost non-existent and would love to take some time to focus on that.

We have got to keep up with decluttering the house. We are here for the long-term and really need to use the space the best way we can. Even if that means putting some of our books and homeschooling supplies in storage when we are not using them. That is so hard for me as I like having something handy at any given time. Decluttering the children's supply of clothing is something I need to work on. Every season I say I am going to limit how much we keep, yet it seems to multiply constantly and is almost out of control. Their clothing is everywhere.

I am looking forward to 2008 in a way I haven't looked forward to a New Year since 2004. I'm ready for it.

Peace,

Amy

Tuesday, May 08, 2007

Grocery Challenge - May Update 1

I'm working very hard to stay within by planned grocery challenge of $200 for the month, even with the trip out of town. We are sitting at $52.30 spent so far this month, not including the $60 mom gave me to buy groceries for her before we left town. That money paid for the things she wanted to have: jar baby food, frozen single dinners (for her), frozen pizzas (for the kids), extra milk (my mom drinks/uses alot of milk), disposable diapers, etc.

Half of our total has been formula. The rest was basically spent on cheese and supplies for our weekend at the cabin. So I am on track for the month. I just need to ignore the siren call of the store sales fliers.

One of the things I did work on this weekend while I was away was creating a menu for the rest of the month with what we already have.

My dinner menu for this month:
5/8 Pot Roast, Mashed Potatoes, Green Beans
5/9 Baked Spaghetti, Garlic Bread
5/10 Chicken & Rice Casserole, Broccoli
5/11 Cheese & Broccoli Soup, Yeast Rolls
5/12 Leftovers
5/13 Pizza
5/14 Roast Chicken, Boiled Potatoes, Peas
5/15 Chicken Tetrazinni, Broccoli
5/16 Hamburgers, Homemade Mac 'n' Cheese
5/17 Grilled Pork Chops, Pasta Salad
5/18 Spaghetti, Salad
5/19 Leftovers
5/20 Pizza
5/21 Mexican Chicken & Beans, Rice
5/22 Beef Stroganoff, Peas
5/23 Chicken Pasta, Broccoli
5/24 Grilled Kielbasa/Hot Dogs, Mac n Cheese
5/25 Tacos
5/26 Leftovers
5/27 Pizza
5/28 Roast Chicken, Stuffing, Green Beans
5/29 Chicken Quesadillas
5/30 Swedish Meatballs & Noodles
5/31 Baked Chicken, White Rice
6/1 Grilled Pork Chops, Dirty Rice, Corn
6/2 Leftovers
6/3 Pizza

The only things on this menu I will need to purchase will be more tortilla shells, hot dog buns and broccoli. I want to get the broccoli fresh from the farmer's markets but am not having good luck with that so far. I'm still waiting for my broccoli to head and am becoming discouraged there. So, if I can't find fresh broccoli I will need to get frozen. Everything else we already have in the freezer or pantry for this month.

Peace,
Amy

Thursday, March 08, 2007

Who's That?

So, life is a journey of personal changes - yeah, I get that. Sometimes there are rapid changes in life; I fall asleep as one person and by the next day I am someone totally different (marriage, childbirth, buying a new home) and other changes kind of sneak up on me. What's funny is that even changes that I plan for, make goals about, changes I desire - still have the ability to sneak up on me.

A little over a year ago, after the selling the house fiasco and realizing that I didn't want or need a bigger, better house. And, coming to some idea of what I was searching for in my life at the time, I made up a list of things in general that I wanted to focus on in our life.

~ Pay off all of our debts and work from a budget (this actually took several months to get dh totally on board with it) we have about one more year until we will be free except for the house

~ Declutter and figure out what we really need to be happy. Prepping the house for moving and putting a lot of things in storage helped with this process. One, I found out I really, really need my books in the house on the books shelves (knick-knacks there don't make me happy). But we cut the toy load down, our clothing amounts, etc. We try to keep up with it, but paper reproduces like weeds around here.

~ Eat more foods naturally or from scratch. This came from two different motivators. First concern over my kids reactions to additives in their foods. And, secondly, cost. I wanted to get our food budget down. We are all really enjoying this new aspect. I have enjoyed being in the kitchen all my life - but their is real joy & relaxation in the kitchen for me now that wasn't their before. I love finding recipes & changing recipes. We don't buy cookies & snacks as a rule anymore - we like what we can make in the kitchen better.

So those were my big three from last spring that we have worked on and focused on. Along the way other new ideas and goals appeared. We tried new things and enjoyed them, found that they worked for us. It is wonderful, but I find myself stopping and saying "Who's That?" to myself now. I am, in practice - not values so much, a totally different person than just a few years ago.

Today I am 'home' centered. Very focused on creating the best home environment for us. Home crafts interest me like crazy and I love trying to figure out how to use something old in a new way.

I also care about where our food comes from, the pesticide & food-borne illness concerns aside, I want to support our local farmers. I like to see the ground that the food grew in, to understand the process that goes into growing the food that we eat. It has had the side affect of really teaching me what thankfulness for food is (and it isn't just because people in Africa are starving). Growing food is hard work, nature & God are involved in it. The fact that something as small as a seed grows a head of broccoli - I'm pretty thankful I get the chance to eat that food. I can't joina CSA this year, but am planning to next year. This year we are going to set aside at least one day, if not two to hit the farmer's market. And we are going to pick-your-own as much as possible too. All in connection with trying a larger garden this year at our home.

I am actually planning to store as much food as I possibly can for the winter this year. My neighbor has agreed to teach me how to can this year and I am really looking forward to that.

Composting has become second nature and we are actually getting a bin this year, to add to our make-our-own haphazard pile. I am also researching prices to add rain barrels to our house for garden watering.

Everytime we hop in the car I think about how many errands we can combine. I try to have as many stay-at-home days as possible. As the weather warms up I am thinking about ways that I can get us to all walk (safely) to the library & grocery store to save on those trips. As it it I have managed this winter to use less than $50 a month on gas for the van!!

I'm drying clothes outside on a clothsline, instead of burning energy in the dryer. There is something soothing about watching the cloths flap in the wind when I look out the back window. I am trying to wash dishes by hand more days than we run the dishwasher - reduce our water consumption. I find that to be a very relaxing activity, and one that I get a lot of help from the girls with.

Junior is getting the full effect of my changes. We are waiting for our supply of cloth diapers to arrive and will be trying that for the first time. And, instead of passively making some baby food as I went, I am actually planning & shopping to make a supply of baby food puree for him.

I would have thought that all these things would have been difficult or time consuming. But, I feel in my gut so at peace about everything that we are doing. I am enjoying it and don't feel pressured about my time or anything.

There are more things I want to do and try, but those acutally involve a substantital monetary investment (solar collectors, etc.). Maybe down the road when we get to our house & land.

I may not be the 'person' I expected to be ten years ago - I think I like this one, though.

Peace,

Amy
A family of six living and learning. You might catch us outside in the mud or working on crafts. We always seem to be on the go, come on and join us.